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Chapter 35 Test

Multiple Choice
Identify the letter of the choice that best completes the statement or answers the question.
 

 1. 

Which government program offers benefits to families at all income levels?
a.
Temporary Assistance to Needy Families
b.
food stamps
c.
public housing
d.
Medicare
 

 2. 

When people reach retirement age, the amount of Social Security they receive
a.
is the same for all retirees regardless of whether they paid into the Social Security fund.
b.
depends upon how much the retirees have paid into the Social Security fund.
c.
is the same for all retirees who paid into the Social Security fund.
d.
none of the above
 

 3. 

Malcolm worked for 18 years as a mechanic. He was paid in cash and never reported his income. When he retires, he is eligible to receive
a.
Social Security retirement benefits.
c.
disability benefits.
b.
survivor’s benefits.
d.
none of the above
 

 4. 

Tom has been diagnosed as a paranoid schizophrenic and is unable to hold down a job. He is entitled to
a.
Social Security retirement benefits.
c.
survivor’s benefits.
b.
disability benefits.
d.
Supplemental Security Income.
 

 5. 

Government housing assistance that helps people of all income levels is
a.
tax deductions for interest that home owners pay on their mortgages.
b.
direct payments of portions of rent.
c.
low-interest loans to help buy homes.
d.
public housing.
 

Completion
Complete each sentence or statement.
 
 
Write AFDC if the statement applies to the old welfare law, Aid to Families with Dependent Children. Write TANF if it applies to the 1996 Temporary Assistance to Needy Families.
 

 6. 

It is the current welfare law. ____________________
 

 

 7. 

It is perceived to discourage people from working. ____________________
 

 

 8. 

It makes it easier to establish paternity for child support. ____________________
 

 

 9. 

It has strict work requirements. ____________________
 

 

 10. 

It provides money for child care. ____________________
 

 

Matching
 
 
Match each item with the correct statement below. Some items may not be used.
a.
disability benefits
e.
needs test
b.
employment training
f.
Social Security
c.
food stamps
g.
survivor’s benefits
d.
Medicaid
h.
Temporary Assistance for Needy Families
 

 11. 

A percentage of a worker’s wages are deducted by the employer who pays an equal amount to the federal government
 

 12. 

When workers die, their families becoming eligible for payments
 

 13. 

Support for workers or their families when the workers become injured or ill
 

 14. 

A joint federal-state program that provides aid to needy families
 

 15. 

Coupons of various denominations or electronic benefits that can be used for food at authorized stores
 

Short Answer
 

 16. 

Give one argument for and one argument against standardizing the amount of aid people can receive regardless of where they live.
 
 
chap35_files/i0230000.jpg
 

 17. 

On the circle graph, identify which Social Security beneficiary corresponds with each percentage shown.

The number of beneficiaries who received Social Security benefits in 2003 included:
29.4 million retired workers
3.1 million dependents of retired workers
5.7 million disabled workers
1.7 million dependents of disabled workers
6.8 million survivors
 

 18. 

What percentage of the total Social Security benefits paid in 2003 was made up of retired workers and their dependents?
 

 19. 

What percentage of the total Social Security benefits paid in 2003 was made up of disabled workers and their dependents?
 



 
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