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Chapter 18 Test

Multiple Choice
Identify the letter of the choice that best completes the statement or answers the question.
 

 1. 

Burglary is a crime and is also the tort of
a.
trespass.
b.
battery.
c.
intentional infliction of emotional distress.
d.
none of the above
 

 2. 

Plaintiffs in tort suits are seeking a(n)
a.
waiver.
c.
remedy.
b.
tort.
d.
immunity.
 

 3. 

The saying that, “For every interference with a recognized legal right, the law will provide a remedy,” means that
a.
a person can successfully sue only if their case fits into an existing category of torts.
b.
occasionally a person may be able to recover damages without fitting their case into an existing category of torts.
c.
plaintiffs will win their tort suits.
d.
none of the above
 

 4. 

Which of the following features of tort law supports the fact that government permits adults to purchase cigarettes rather than banning them altogether?
a.
balance of the usefulness against the harm
b.
reflection of the common law
c.
preservation of individual choice
d.
all of the above
 

 5. 

The burden of proof in a tort suit is
a.
beyond a reasonable doubt.
c.
preponderance of the evidence.
b.
clear and convincing evidence.
d.
none of the above
 

Completion
Complete each sentence or statement.
 
 
Complete each of the following statements with the appropriate choice below.  Some choices are not used.
common law
defendant
immune
insurance
intentional
plaintiff
remedy
tort
 

 6. 

In civil law, the injured party is often provided with a(n) ____________________ to make up for what was lost.
 

 

 7. 

A(n) ____________________ is the injured party in a civil lawsuit.
 

 

 8. 

The alleged wrongdoer in a civil lawsuit is called the ____________________.
 

 

 9. 

In civil law, when someone commits a wrong that injures another person, it is called a(n) ____________________.
 

 

 10. 

Law made by judges through court decisions is known as ____________________.
 

 

Matching
 
 
Match each item with the correct statement below. Some items will not be used.
a.
premiums
e.
liability
b.
contingency
f.
standard of proof
c.
immunity
g.
negligence
d.
class action
h.
settlement
 

 11. 

payments made for insurance coverage
 

 12. 

a lawsuit brought by one or more persons on behalf of a larger group
 

 13. 

type of fee arrangement in tort suits in which plaintiff’s attorney is paid from the damages awarded
 

 14. 

responsibility for injuries caused
 

 15. 

the amount of evidence the prosecutor must present in order to win the case
 

Short Answer
 
 
Motor Vehicle Insurance Protection
Coverages
Limits
Premiums
Liability Bodily Injury
(per person/per accident)
$100,000/300,000
$336
Liability Property Damages
$50,000
$126
Uninsured Motorists
 
Not included
Medical Payment
 
Not included
Comprehensive
$100 Deductible
$192
Collision
$250 Deductible
$456
Towing
$50
Included
Extended Transportation
  
Rental Reimbursement
 
Not Included
Trip Interruption
 
Not Included
Emergency Transportation
 
Not Included
 

 16. 

Horatio negligently causes a car accident. Under his insurance policy, how much will Horatio’s policy pay of the $24,000 in bodily injury he caused to the other driver?
 

 17. 

Horatio negligently causes a car accident. Under his insurance policy, how much will his policy pay of the $20,000 in bodily injury to himself?
 

 18. 

Horatio negligently causes a car accident. Under his insurance policy, how much will Horatio’s policy pay of the $8,800 in property damage to his own car?
 



 
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